**Title: Quarterly Update on the Performance of the COVID-19 Loan Guarantee Schemes: Data as at June 2025**

As we reach the halfway point of 2025, it is essential to assess the performance of the government’s COVID-19 loan guarantee schemes based on the latest quarterly update. These initiatives, introduced to alleviate the financial burden on businesses during the pandemic, have played a crucial role in supporting the economy’s recovery. This blog post aims to provide a comprehensive overview of the data as at June 2025, highlighting key trends and insights.

The COVID-19 loan guarantee schemes, which include the Bounce Back Loan Scheme (BBLS) and the Coronavirus Business Interruption Loan Scheme (CBILS), were designed to ensure that businesses could access vital funding during one of the most challenging economic periods. Recent figures reveal that these initiatives have successfully disbursed funds amounting to over £80 billion, providing a lifeline to countless organisations across various sectors.

As of June 2025, the BBLS continues to dominate the landscape, with approximately £45 billion allocated to small and medium-sized enterprises (SMEs). This scheme has proven particularly effective in supporting businesses that faced immediate cash flow challenges and have since shown promising signs of recovery. The latest data indicates that repayment rates are steadily improving, reflecting a growing confidence amongst borrowers.

In contrast, the CBILS has been instrumental for larger businesses that require more substantial financial support. Recent figures show that over £35 billion has been allocated through this scheme. While initial concerns regarding repayment defaults were raised, the recent quarterly data suggests that many businesses have begun to stabilise, leading to a decrease in the predicted default rate. This trend is encouraging as it highlights the resilience of the business community and the effectiveness of government support.

Furthermore, the update has also pointed to inequalities in the distribution of funds. Certain sectors, including hospitality and leisure, have been disproportionately affected and have received a smaller share of the overall loan guarantees. This disparity raises critical questions about the need for targeted support measures to ensure that these sectors can thrive in a post-pandemic economy.

In light of this quarterly update, it is evident that while significant challenges remain, the loan guarantee schemes have played a pivotal role in enhancing financial resilience among businesses. Continuous monitoring and analysis of these schemes will be paramount as we move forward, ensuring that the support aligns with the evolving landscape of the economy.

As we look towards the future, the emphasis must remain on fostering a stable and sustainable recovery for all sectors. The insights gathered from the latest data will undoubtedly shape policy decisions, guiding further actions to support those still grappling with the effects of the pandemic. Ultimately, a collaborative approach between government, financial institutions, and the business community will be essential in navigating the road ahead.

September 05, 2025 at 09:00AM
透明度数据：COVID-19贷款担保计划还款数据：2025年6月

政府COVID-19贷款担保计划的最新季度表现数据更新。数据截至2025年6月。

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